Potential Value of $1 in 18 Years*

Chart compares the potential value of $1 over 18 years in a taxable vehicle ($2.30) versus a ScholarShare 529 tax-free account ($2.85) at a hypothetical 6% rate of return compounded annually. Chart compares the potential value of $1 over 18 years in a taxable vehicle ($2.30) versus a ScholarShare 529 tax-free account ($2.85) at a thetical 6% rate of return compounded annually.

More Money for College

Thanks to the tax advantages available with ScholarShare 529, you could have more money for college.*

  • Tax-free growth on investment earnings.
  • Tax-free withdrawals for qualified expenses.
  • Tax-free repayment for education loans.3

*Hypothetical example. Assumes Taxable Investments/ScholarShare 529 ROI of 6% compounded annually. Tax calculations assume federal tax rate of 22% and CA tax rate of 8%. There are material differences between taxable investments and ScholarShare 529. This illustration is for informational or educational purposes only and does not constitute advice. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Be sure to consult your legal or tax professional for tax advice.

1Taxable Investments is an investment account offered by a brokerage. With a taxable account, you can invest in assets like stocks, bonds and mutual funds. As funds grow in value based on the market's performance, taxes may be owed each year on the investment income. Funds may be used for any purpose. Investment risk depends upon the underlying investment vehicle. Investments are neither insured nor guaranteed and there is the risk of investment loss.

2ScholarShare 529 is an investment account that offers tax benefits when used to pay for qualified education expenses for a designated beneficiary. As funds grow in value, based on the performance of the selected investment portfolio, taxes are tax-deferred. Withdrawals for qualified higher education expenses are tax free.

3Student loan repayment subject to a lifetime limit of $10,000 per individual when using a 529 plan. Withdrawals for student loan repayment can be withdrawn free from federal and California income tax. If you are not a California taxpayer, these withdrawals may include recapture of tax deduction, state income tax as well as penalties. You should talk to a qualified professional about how tax provisions affect your circumstances.

Smart Investments

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Strategies to support
your college saving
goals
and timeline.

Invest without extra work

on
your part.

 

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Flexible

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A college savings plan
for whatever adventure
your kid chooses.

Built to adapt to your
educational goals.

 

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Low Fees

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Less than half the
average expenses of
other 529 plans.
*

No application or change-of-
beneficiary fees or commissions.

*Source: ISS Market Intelligence 529 College Savings Fee Analysis Q2 2022. ScholarShare 529's average annual asset-based fees are 0.22% for all portfolios compared to 0.52% for all 529 plans.

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A Plan for Everyone

Parents

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Grandparents, Family & Friends

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Students

There are so many ways ScholarShare can help you reach your college dreams.

Employers & Financial Professionals

Helping your employees and clients save for college helps you too.

The Buzz

Aug
24
Join Pavan Ravilisetty for a free, live on-line webinar Wed., August 24, 2022 at 11:00am-Noon Pacific Time. RSVP is required, and instructions will be sent to you...Read More
Sep
07
Join Marzena Nelson for a free, live on-line webinar Wed., September 7, 2022 at 11:00am-Noon Pacific Time. RSVP is required, and instructions will be sent to you...Read More
Aug
17
Helping your employees save for college is easy. For them and for you. What we’re going to talk about: How important saving for college is to your employees...Read More
Feb
15
SACRAMENTO, Calif. – ScholarShare 529, California’s College Savings Plan, is pleased to announce the expansion of their “Socially Responsible” investment...Read More
Feb
01
SACRAMENTO, Calif. – ScholarShare 529, California’s official college savings plan, is making it easier for eligible families to start saving for college...Read More

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